http://www.childhoodobesityguide.com/discussion-on-cost-of-lap-band-surgery/
Find out more about lapband! Firstly, you don’t have to deal with the h***les of the insurance company. Secondly, you don’t have to undergo the time and expense of excessive requirements which some insurance companies have. You should note that if you self-pay for your Lap Band that surgery for obesity is often tax-deductible and you may get money back on your tax refund. Some people can save as much as $2000 in tax refunds. Speak to your accountant and refer them to IRS publication 502. The Lap Band is statistically the safest weight loss surgery procedure. You should however be aware that every surgery procedure has risks.
That being said, some companies will of course require do***entation that this surgery is in fact the best option for your particular cir***stance. In this case, the do***entation they seek is a letter stating the medical necessity of having this surgery, which can be provided by your doctor. Funny how, even when we’re grown up, we still seem to need doctor’s notes. That said, the company will look for specific information, such as the length of time you’ve been struggling with your condition. Side effects of your condition and of course, how long you’ve tried to beat it and what methods you’ve used. ~In short, they are looking for a relatively detailed medical history centering around your weight loss issues.
Finally, what happens if your company excludes weight loss surgery coverage? Well, one option of course is to switch companies. Another is to appeal the decision again with a letter from your doctor. Although if you like your insurance company, this may seem a good route to take, perhaps the faster one would be just to switch entirely. Just remember that no matter what you do, when it comes to lap band insurance coverage, you need to be prepared.
Now you know more aboutlap band!